This course will help real estate licensees acquire knowledge about the principles of managing real estate risks with various insurance products, and identify situations in which they should consult a licensed insurance expert, and when they should advise their clients to consult such experts. The subject matter expert and insurance advisor for this course is Jack Hungelmann (author of the book,
Insurance for Dummies, published by
Dummies.com).
Section 1 - The Basics of Homeowner Coverage
Chapter 1 - Six Coverage Sections of a Homeowner’s Policy
Chapter 2 - The Three Causes-of-Loss Options
Chapter 3 - The Six Most Common Homeowners Policy Types
Chapter 4 - How to Establish Property Coverage Limits
Chapter 5 - Documenting the Claim
Chapter 6 - Excluded Ground Water Risk Strategies
Section 2 - Special Risks of Condominium and Townhouse Owners
Chapter 1 - Gap Coverage and When It Is Needed
Chapter 2 - Protect Your Clients from Association Loss Assessments
Chapter 3 - Patching Co-Ownership and Rental Coverage Gaps
Section 2 Activities
Section 3 - Helping Your Clients Manage the Risk of a Household Move
Chapter 1 - Selling One House While Building Another
Chapter 2 - When Your Clients Move Themselves
Chapter 3 - The Sale and Rent-Back Agreement
Section 4 - Analyzing the Risks of Doing Business from Home
Chapter 1 - Identify the Risks of a Home Business
Chapter 2 - Insurance for Your Home Business
Section 5 - Using Your Car for Business
Chapter 1 - Automobile Risks and Coverages
Chapter 2 - Deductible Psychology
Chapter 3 - Insuring Rental Cars
